by Anthropic, PBCAI coding assistants
Anthropic’s coding agent for the terminal, IDEs, desktop and web, included in paid Claude plans: Team seats from $20 a month billed annually.
A coding agent for the terminal, IDEs and the web, sold with Claude chat on one seat, with no training and IP indemnity on Team.
A Team Standard seat, at $20 a month billed annually, includes Claude Code alongside Claude chat, with one usage pool for both. Claude Code reads the codebase, edits files and runs commands in the terminal or IDE, and cloud sessions on the web can work on pull requests with no separate charge for the VM. Anthropic’s commercial terms say it may not train models on customer content and cover IP claims on outputs without a liability cap, and Team includes SAML SSO, spend controls and usage analytics.
Against 3 other products we reviewed in AI coding assistants: what you pay for with each, the five access facts, the plan limits we recorded and each review's bottom line. The note under the table says how each one was checked.
| Metric | Claude Code | GitHub Copilot | Cursor | JetBrains AI |
|---|---|---|---|---|
| What you're paying for | Saves engineering timeA coding agent for the terminal, IDEs and the web, sold with Claude chat on one seat, with no training and IP indemnity on Team. | Compliance includedUnlimited completions plus chat and agents on models from several providers, with no training on your code and IP indemnity from $19 a user. | Saves engineering timeAn editor built around coding agents, with zero data retention with model providers and privacy mode enforced for the team on Teams. | Worth the priceAI completion, chat and agents inside JetBrains IDEs, with usage at API rates and no surcharge, and free governance for organizations. |
| Overall score | 5.6 | 8.3Best | 6.4 | 5.3 |
| Free option | Paid only | Free plan | Free plan | Free plan |
| Card to start | –Not measured | –Not measured | –Not measured | Card required |
| Getting access | Self-serve | Self-serve | Self-serve | Self-serve |
| Starter priceCheapest paid plan | $20/mo | $10/mo | $8/mo | $10/mo |
| Pricing model | Per seat | Seat + usage | Seat + usage | Seat + usage |
| Pricing page | Public prices | Public prices | Public prices | Public prices |
| Billing unit | Per seat per month; extra usage as usage credits at API rates | Per user per month; chat and agent usage in AI credits ($0.01 each) | Per seat per month; third-party models from prepaid credit at API list price | AI credits ($1 of use each); individual plans per month; governance per seat |
| Free option | None with Claude Code; the Free plan excludes it | Copilot Free: 2,000 completions a month, limited chat and agent usage | Free plan with limited Agent and Chat on Cursor models; Tab on Free not stated | AI Free with a JetBrains IDE licence; 30-day AI Pro trial, card needed |
| Reference scenario (5 developers) | $100/mo on Team Standard seats ($20 × 5, annual), computed | $95/mo on Business ($19 × 5, billed monthly), computed | $150/mo on Teams Premium seats ($30 × 5, monthly), computed | Not priced: no organization plan includes usage (credits bought separately) |
| Included usage (organization plan) | 1.25x Pro per session per seat, shared with chat; no absolute size stated | 1,900 AI credits ($19) per user a month, pooled; completions unlimited | Premium weekly pool per seat (4x Plus); no absolute size stated | None; pooled prepaid credits, 20 per seat with All Products Pack |
| Usage beyond the plan | Usage credits at API rates, off until turned on; spend limits | Per-token rates in AI credits; on by default for organizations, budgets available | Prepaid credit at per-token rates, plus $0.25 per million tokens on Teams | Prepaid credits at API rates, no surcharge; per-user limits |
| Models | Anthropic only (Fable, Opus, Sonnet, Haiku) | Anthropic, OpenAI, Google, xAI, Microsoft and Moonshot models on Business | Cursor (Grok, Composer), Anthropic, OpenAI and Google models | Anthropic, OpenAI and Google models; JetBrains Mellum for completion |
| Training on your code | Not on Team and Enterprise by default; Free, Pro and Max opt-out | Not on Business and Enterprise; Free to Max train unless you opt out | Not without explicit agreement (terms); Privacy Mode enforced on Teams | Not without your agreement (terms), on every tier |
| Data retention | 30 days on Team; zero data retention on qualified Enterprise accounts | IDE prompts not retained; other surfaces 28 days (Business) | Zero data retention with providers in Privacy Mode, with exceptions | Not persisted unless detailed data collection is on; provider retention not stated |
| IP indemnity | Commercial plans (Team, Enterprise, API), no liability cap | Business and Enterprise, unmodified suggestions with the filter on | In the MSA; plans covered not stated | Not offered |
| SSO / SCIM / audit log | SAML SSO on Team; SCIM and audit logs on Enterprise | SAML SSO and audit log listed for Business; SCIM through managed users in an enterprise account | SAML SSO on Teams; SCIM and audit log on Enterprise | SSO listed on Basic; SAML in IDE Services; SCIM coming soon; console audit page |
| SOC 2 / ISO 27001 | SOC 2 Type II, ISO 27001 and ISO 42001 | SOC 2 Type II and ISO 27001 cover Copilot Business and Enterprise | SOC 2 Type II, ISO 27001 and ISO 42001 | SOC 2 Type II covers JetBrains AI; ISO 27001 not listed |
| Editors and surfaces | Terminal, VS Code, JetBrains, desktop, web, iOS and Android, Slack, CI | VS Code, Visual Studio, JetBrains, Xcode, Eclipse, Neovim, Zed, CLI, github.com | Cursor app, CLI, web, iOS; JetBrains and Xcode integrations on paid plans | JetBrains IDEs, Android Studio, JetBrains Air app and web |
| Bottom line | From its public pages, Claude Code gives a team an agent for the terminal, IDE and web, plus Claude chat, on a $20 annual seat with no-training terms and uncapped IP indemnity. Usage is stated only as multiples, and models are Anthropic-only. | From its public pages, Copilot Business puts unlimited completions, $19 of pooled usage per user, a wide model choice and the main enterprise controls on a $19 seat. Set budgets early: extra usage is on by default for organizations. | From its public pages, Cursor gives a team an agent-first editor with privacy mode enforced and SSO for $30 a seat. Included usage is stated only as multiples, several pages disagree, and SCIM and the audit log need Enterprise. | From its public pages, JetBrains AI suits teams in JetBrains IDEs that want unlimited completion and usage at API rates with per-user limits. There is no IP indemnity, no seat with usage included, and several governance features are still coming. |
Evidence: Claude Code: facts checked 2026-10-16 from its public sign-up and pricing pages, no completed hands-on run; GitHub Copilot: facts checked 2026-10-16 from its public sign-up and pricing pages, no completed hands-on run; Cursor: facts checked 2026-10-16 from its public sign-up and pricing pages, no completed hands-on run; JetBrains AI: facts checked 2026-10-16 from its public sign-up and pricing pages, no completed hands-on run. Prices in USD as listed, excluding tax. "–" means not recorded.
Review from public pages
Written from Claude Code's public pages (pricing, security or privacy, and docs) as read on Oct 16, 2026. We did not sign up, and no hands-on run is published yet.
We read Anthropic's pricing page and its comparison table, the Claude Code product page, the Claude Code docs on costs, model configuration, data usage, zero data retention, permissions, managed settings, analytics, feature availability and legal and compliance, help center articles on Team and Enterprise plans, usage limits, usage credits, SSO, audit logs, HIPAA and the DPA, and the Consumer and Commercial Terms on Oct 16, 2026; we did not sign up, start a trial or buy a seat. The pricing page served US dollars.
Claude Code is not sold on its own: it comes with every paid Claude plan and shares that plan's usage with chat. Limits reset on a rolling five-hour window with weekly limits on top, and are stated only as multiples (Pro at least 5x Free, Team Standard 1.25x Pro per session, Premium 5x Standard). The monthly API credits on Max and Team do not apply to Claude Code. Beyond the limits, usage credits are billed at API rates once a user or owner turns them on.
A few pages disagree. The Claude Code docs say Enterprise billing is through sales, while the pricing page and help center sell Enterprise online; some docs still describe Enterprise Standard and Premium seats, while the help center says new Enterprise seats have one type with no included usage; and a help article gives Team a 200K context window, while the pricing page says up to 1M depending on the model.
Claude Code runs in the terminal on macOS, Linux and Windows, in VS Code and JetBrains IDEs, in the desktop app, on the web, on iOS and Android, and in Slack, GitHub Actions and GitLab CI/CD.
Compared: Gemini Code Assist runs its agent mode locally and has no cloud agent.
The Commercial Terms cover claims that paid use or outputs infringe third-party IP, and the liability limits do not apply to that section; no public-code filter is required.
vs Cursor: Copilot’s indemnity needs the public-code filter on; Cursor’s is in an MSA whose plan coverage is not stated.
A Team Standard seat at $20 a month billed annually covers Claude chat and Claude Code from one usage pool, with SSO and spend controls.
Compared: JetBrains sells organization usage only as prepaid credits.
Managed settings can deny reads of files such as .env or secrets and restrict models and MCP servers, and Team and Enterprise can deliver them from the server.
Allowances are given as multiples of Pro and Free with no request count or dollar value, and Anthropic says it may limit usage in other ways, such as weekly and monthly caps, at its discretion.
Workaround: Turn on usage credits with a monthly spend limit, or use a Console API key billed per token.
Claude Code runs Fable, Opus, Sonnet and Haiku models only, and its docs list no tab-completion feature; on Team, Fable models need Premium seats.
Team keeps prompts and code for 30 days. Zero data retention is available only to qualified Enterprise accounts through sales, and it excludes cloud sessions.
SCIM and audit logs are on Enterprise, which has a 20-seat minimum. Data is stored in the US, and no EU storage option is stated.
Claude bills each seat per month. For our scenario, 5 developers on Team Standard seats cost 5 × $20 = $100 a month on annual billing ($1,200 a year, computed), or $125 a month billed monthly. Each seat gets 1.25x Pro's per-session usage, shared between chat and Claude Code, with weekly limits; no dollar value is stated. Heavier users can move to Premium seats ($100 annual, $125 monthly) or turn on usage credits at API rates, for example $4 in and $20 out per million tokens for Opus 5.5. The Team's pooled monthly API credits do not apply to Claude Code. Seat reductions take effect at renewal with no prorated refund.
Claude Code keeps no remote code index. Team and Enterprise owners can export conversations and users, Claude Code analytics and spend reports download as CSV, and OpenTelemetry metrics work on every setup. Local transcripts stay on the developer's machine for 30 days by default. Cancelling does not delete data; deleting an organization goes through support.
From its public pages, Claude Code gives a team an agent for the terminal, IDE and web, plus Claude chat, on a $20 annual seat with no-training terms and uncapped IP indemnity. Usage is stated only as multiples, and models are Anthropic-only.
| Limit | As recorded |
|---|---|
| Billing unit | Per seat per month; extra usage as usage credits at API rates |
| Free option | None with Claude Code; the Free plan excludes it |
| Reference scenario (5 developers) | $100/mo on Team Standard seats ($20 × 5, annual), computed |
| Included usage (organization plan) | 1.25x Pro per session per seat, shared with chat; no absolute size stated |
| Usage beyond the plan | Usage credits at API rates, off until turned on; spend limits |
| Models | Anthropic only (Fable, Opus, Sonnet, Haiku) |
| Training on your code | Not on Team and Enterprise by default; Free, Pro and Max opt-out |
| Data retention | 30 days on Team; zero data retention on qualified Enterprise accounts |
| IP indemnity | Commercial plans (Team, Enterprise, API), no liability cap |
| SSO / SCIM / audit log | SAML SSO on Team; SCIM and audit logs on Enterprise |
| SOC 2 / ISO 27001 | SOC 2 Type II, ISO 27001 and ISO 42001 |
| Editors and surfaces | Terminal, VS Code, JetBrains, desktop, web, iOS and Android, Slack, CI |
Read from the vendor's public pages on Oct 16, 2026. No hands-on run is published yet. How we check
We have not published a sign-up run for Claude Code yet. The access facts above were read from its sign-up and pricing pages on Oct 16, 2026.
We have not published API calls for Claude Code yet.
Claude Code lists 5 plans. The cheapest paid plan, Pro (billed monthly; $17 billed annually), costs $20/mo.
Prices as listed, USD, excluding tax; observed 2026-10-16.
Source: claude.com pricing page. Prices change; the observed date above is when our agent read them.
We read the pricing, docs, trust and legal pages of three AI coding assistants on the same day and scored them on the same six indicators. What 5 developers cost, how usage is counted, what the terms say about your code, and who should pick which.
