Microsoft 365 Business review

by Microsoft CorporationBusiness email and office suites

Exchange email on your own domain with a 100 GB mailbox, 1 TB of OneDrive and Office for the web, from Business Basic at $5.40 per user without Teams or $7 with it, billed annually.

Facts checked
  • 30-day free trial
  • Card required
  • Self-serve
  • Per seat
  • Public prices
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What you're paying for

  • Worth the price (main value)
  • Compliance included

A 100 GB Exchange mailbox, 1 TB of OneDrive and Office for the web per user from $5.40 a month, with desktop Office apps one plan up.

Business Basic gives each user Exchange Online mail on the company domain with a 100 GB mailbox and a 50 GB archive, 1 TB of OneDrive, and Word, Excel, PowerPoint and Outlook on the web and mobile, at $5.40 a month without Teams or $7 with it on annual terms. Shared mailboxes need no licence, and the HIPAA BAA comes with Microsoft’s data protection terms by default. Business Standard adds the desktop Office apps; Business Premium adds litigation hold, eDiscovery export, Intune and Defender.

  • Large mailbox on the entry planThe plan comparison lists a 100 GB primary mailbox, a 50 GB archive and 1 TB of cloud storage per user on Business Basic; Business Basic (no Teams) is $5.40 per user a month on annual terms.Evidence: Plans and pricing pages and Exchange Online limits (2026-10-16)
  • Shared mailboxes without a licenceA shared mailbox can hold up to 50 GB without a licence of its own; each user who opens it needs a licensed mailbox.Evidence: Shared mailboxes article on Microsoft Learn (2026-10-16)
  • BAA and audits by defaultMicrosoft’s HIPAA page says the BAA is part of the data protection addendum by default for covered entities and business associates; Office 365 is in scope for SOC 2 Type II and ISO 27001.Evidence: Microsoft compliance offerings: HIPAA, SOC 2, ISO 27001 (2026-10-16)
  • Audit log, MFA and SSO on BasicThe plan comparison lists Purview Audit (Standard), kept 180 days, multifactor authentication and single sign-on for apps and services on Business Basic.Evidence: Plans comparison and audit retention docs (2026-10-16)
Best for
Small businesses that work in Outlook and Office files and want large mailboxes and shared mailboxes at a low per-user price.
Good to know
Litigation hold comes with Business Premium ($22) or the $3 Exchange Online Archiving add-on, eDiscovery export needs Premium, and the pages describe no catch-all address.

How Microsoft 365 Business compares

Against 3 other products we reviewed in Business email and office suites: what you pay for with each, the five access facts, the plan limits we recorded and each review's bottom line. The note under the table says how each one was checked.

Microsoft 365 Business compared with Zoho Workplace, Google Workspace, Proton for Business
MetricMicrosoft 365 BusinessZoho WorkplaceGoogle WorkspaceProton for Business
What you're paying forWorth the priceA 100 GB Exchange mailbox, 1 TB of OneDrive and Office for the web per user from $5.40 a month, with desktop Office apps one plan up.Worth the priceBusiness mail on your own domain from $1 per user a month, with SSO, audit logs and an online DPA on every paid plan, and a free plan for 5 users.Easy to adoptGmail on your own domain with Docs, Sheets, Drive and Meet in one per-user plan, with SSO, audit logs and a HIPAA BAA on the entry plan.Compliance includedEnd-to-end encrypted email and calendar on your own domain, with 1 TB per user, Docs, Sheets and recorded meetings on Workspace Standard.
Overall score7.68.5Best6.86.4
Free option30-day free trialFree plan14-day free trial14-day free trial
Card to startCard requiredNo card needed–Not measured–Not measured
Getting accessSelf-serveSelf-serveSelf-serveSelf-serve
Starter priceCheapest paid plan$5.40/user/mo$1/user/mo$7/user/mo$6.99/user/mo
Pricing modelPer seatPer seatPer seatPer seat
Pricing pagePublic pricesPublic pricesPublic pricesPublic prices
Billing unitPer user per month; up to 300 users across all Business plansPer user; Mail plans yearly only, Workplace plans yearly or monthlyPer user per month; storage pooled across the organizationPer user per month; storage pooled across Mail and Drive
Free optionNo free plan; one-month trial for up to 25 users, credit card requiredMail Free for up to 5 users on one domain; 15-day trial, no cardNo free plan with Gmail; 14-day trial for up to 10 users, payment method neededNo free plan on a custom domain; 14-day trial for up to 10 users, payment method needed; 30-day money-back guarantee
Reference scenario (5 users, annual)$27/mo on Business Basic (no Teams) ($5.40 × 5), computed; $35 with Teams$6.88/mo on Mail Lite 5 GB + 45 GB add-ons ($1 × 5 + $1.88), computed; $15 on Workplace Standard$50/mo on Business Starter + 100 GB storage ($7 × 5 + $15), computed$64.95/mo on Workspace Standard ($12.99 × 5), computed
Month-to-month price$6.48 per user on Business Basic (no Teams); $8.40 with TeamsNone for Mail Lite and Mail Premium; $4 / $7 for Workplace Standard / Professional$8.40 per user on Business Starter (Flexible plan; $16.80 / $26.40 for Standard / Plus)$14.99 per user on Workspace Standard ($7.99 / $24.99 for Essentials / Premium)
Storage per user100 GB mailbox + 50 GB archive and 1 TB of OneDrive (1.5 TB archive on Premium)5 or 10 GB (Lite), 50 GB (Premium), 30 GB + team drive (Standard), 100 GB + 1 TB team drive (Professional)30 GB (Starter), 2 TB (Standard), 5 TB (Plus), pooled across Gmail and Drive15 GB (Mail Essentials), 1 TB (Workspace Standard), 3 TB (Premium), pooled
Domains, aliases and catch-allUp to 5,000 domains, 300 to 400 aliases per user; no catch-all statedUp to 30 domains and 30 addresses per mailbox on paid plans; catch-allUp to 600 domains, 30 aliases per user, catch-all on every plan3, 15 or 20 domains (extra $1.40/mo on Workspace); 10 or 20 addresses per user; catch-all
Office appsOffice for the web and mobile on Basic; desktop apps from StandardWriter, Sheet and Show in the browser from Workplace StandardDocs, Sheets and Slides in the browser on every plan; no desktop appsProton Docs and Sheets in the browser on every plan
Video meetingsTeams for 300 with recording in the plans with TeamsZoho Meeting with cloud recording from Workplace StandardMeet for 100 on Starter without recording; recording from StandardProton Meet for 100 for 24 hours with local recording on Workspace Standard
Retention and eDiscoveryLitigation hold and eDiscovery export on Premium ($22); archiving add-on $3Mail Premium ($4) and Workplace Professional ($6)Vault on Business Plus ($22)Retention policies on Workspace Premium; no eDiscovery
SOC 2 / ISO 27001Office 365 in SOC 2 Type II and ISO 27001 scope (Service Trust Portal)SOC 2 Type 2 and ISO 27001 for all cloud services (report under online NDA)SOC 2 Type II reports and ISO 27001 certificates (Compliance Reports Manager)SOC 2 Type II (report on request) and ISO 27001
HIPAA BAAIncluded in the data protection addendum by defaultBAA template on request from Zoho legalAccepted electronically in the Admin consoleOffered to all users, signed on request by email
EU data storageEU Data Boundary for EU and EFTA sign-upsEU data center (Amsterdam, Dublin) chosen by country at sign-upData regions on Business Standard and Plus at no extra costSwiss jurisdiction; no region choice stated
SAML SSOSingle sign-on for apps with Entra ID on every planEvery paid planEvery Business planNot supported for Proton Mail yet
Mailbox exportPST from classic Outlook per user; admin eDiscovery export on PremiumUsers: EML in ZIP; admins: every mailbox as ZIP or PST on paid plansAdmin Data Export tool on every edition; Vault exports PST or mbox (Plus)Per user with the Export Tool (EML and JSON); no admin export of all mailboxes
Bottom lineFrom its public pages, Microsoft 365 gives a large mailbox and 1 TB of OneDrive per user at a low price, with shared mailboxes, an audit log and a BAA on Business Basic. Retention and eDiscovery sit on Premium or add-ons, and refunds and seat cuts are limited to 7 days.From its public pages, Zoho Workplace is the lowest-priced suite here, with SSO, audit logs, shared mailboxes and migration on every paid plan and retention from $4. Mail plans are yearly only, editors and meetings start on Workplace Standard, and a few prices differ between pages.From its public pages, Google Workspace is a full collaboration suite with SSO, audit logs, export and a self-serve BAA from Business Starter. Starter storage is small, recording and data regions start on Standard, Vault on Plus, and annual plans cannot be cut mid-term.From its public pages, Proton for Business is the encryption-first option here, with audits, a BAA on request and a 30-day guarantee. The scenario needs Workspace Standard at $64.95 for five, and SSO, admin-wide export and a mail API are not offered.

Evidence: Microsoft 365 Business: facts checked 2026-10-16 from its public sign-up and pricing pages, no completed hands-on run; Zoho Workplace: facts checked 2026-10-16 from its public sign-up and pricing pages, no completed hands-on run; Google Workspace: facts checked 2026-10-16 from its public sign-up and pricing pages, no completed hands-on run; Proton for Business: facts checked 2026-10-16 from its public sign-up and pricing pages, no completed hands-on run. Prices in USD as listed, excluding tax. "–" means not recorded.

Score

Score breakdown
Pricing clarity
7.0 / 10, Good
scenario plan priced; can be bought online; month-to-month price published; AI add-on price published; refund rules differ: none for upfront annual plans in the FAQ, prorated within 7 days in a footnote on the same page, prorated at any time for older MOSA billing accounts; the alias article allows 400 aliases per user; the Exchange limits page lists 300 for Business plans; the Exchange Online Plan 2 card lists both a 50 GB and a 100 GB mailbox; the price of extra SharePoint file storage was not found on the pages read
Free plan and trial
3.0 / 10, Fair
no free plan on your own domain, 30-day trial, card or payment method needed, no money-back guarantee
Price for 5 users
9.8 / 10, Excellent
$27/mo: Business Basic (no Teams) at $5.40 × 5 users, annual terms; no add-on needed: a 100 GB mailbox and 1 TB of OneDrive per user; Business Basic with Teams is $7 ($35 for five)
Admin and compliance
10.0 / 10, Excellent
SOC 2 Type II on the scenario plan; ISO 27001 on the scenario plan; HIPAA BAA on the scenario plan (part of the data protection addendum by default); GDPR DPA on the scenario plan; EU data storage on the scenario plan (EU Data Boundary for organizations that sign up in the EU or EFTA); SAML SSO on the scenario plan; admin audit log on the scenario plan; required 2FA on the scenario plan
Small-business mail features
7.8 / 10, Good
several domains on the scenario plan; aliases and catch-all not listed; shared mailbox without a seat on the scenario plan; retention or archive on the scenario plan; eDiscovery on a higher self-serve plan; free migration tool on the scenario plan; browser document editors on the scenario plan; meetings with recording on a higher self-serve plan
Data export and exit
8.0 / 10, Excellent
users export their mailbox in a standard format; admin bulk export on a higher plan; ICS and vCard or CSV; IMAP; documented API; 120 days to export after cancelling; refund or no-penalty cancellation stated; seats reduced only at renewal

Review

Review from public pages

Written from Microsoft 365 Business's public pages (pricing, security or privacy, and docs) as read on Oct 16, 2026. We did not sign up, and no hands-on run is published yet.

What the public pages show

We read Microsoft's US business plans and pricing pages (with and without Teams), each plan page, the Exchange Online, security, Copilot and add-on pricing pages, the 2026 packaging and pricing update and its FAQ, the SMB plan comparison PDF dated October 1, 2026, Microsoft Learn articles on Exchange Online limits, shared mailboxes, domains, aliases, migration, PST import, audit retention, security defaults, trials, cancellation, renewal and expiry, and Microsoft's compliance offering pages on Oct 16, 2026; we did not start a trial or call an API. The en-us pages showed US dollar prices from our location.

The plan pages are clear: each lists the annual price and a month-to-month price 20% higher, and the July 1, 2026 update lists old and new prices (Business Basic $6.00 to $7.00, Standard $12.50 to $14.00, Premium unchanged at $22.00). The same update added 50 GB of mailbox to the Business plans, so the plan pages now show a 100 GB primary mailbox.

Some points differ between pages. The FAQ says annual plans paid upfront get no refund on cancellation, a footnote on the same page offers a prorated refund within 7 days, and the cancellation article gives older (MOSA) billing accounts a prorated refund at any time. The alias article allows 400 aliases per user while the Exchange limits page lists 300 for Business plans. The comparison PDF still shows the mailbox as 50 GB plus 50 GB, and we did not find the price of extra SharePoint storage.

Strengths

  • Large mailboxes from the cheapest plan

    A 100 GB primary mailbox, a 50 GB archive and 1 TB of OneDrive per user on Business Basic, at $5.40 without Teams or $7 with Teams on annual terms.

    Compared: Google Business Starter pools 30 GB per user across Gmail and Drive; Proton Mail Essentials has 15 GB.

  • Shared mailboxes that need no licence

    A shared mailbox holds up to 50 GB without a licence of its own on every Business plan; each user who opens it needs a licensed mailbox.

    Compared: Proton’s email groups forward to members rather than giving a shared mailbox.

  • Compliance by default

    The HIPAA BAA comes with the data protection addendum, Office 365 is in SOC 2 Type II and ISO 27001 scope, and organizations that sign up in the EU or EFTA are in the EU Data Boundary.

    Compared: Fastmail states no SOC 2 report or ISO 27001 certificate and offers no BAA.

  • Desktop Office one plan up

    Business Standard ($14, annual) adds desktop Word, Excel, PowerPoint and Outlook; Business Basic has the web and mobile versions.

    Compared: Google, Zoho and Proton list no desktop office apps; their editors run in the browser.

  • AI add-on price on the page

    Copilot Business is $21 per user a month on annual terms, with $18 promotional pricing for the first year until Dec 31, 2026, shown next to the regular price.

Things to know

  • Retention and eDiscovery need Premium or an add-on

    Litigation hold, retention policies and eDiscovery (Standard) with export are in Business Premium ($22). Basic and Standard can add Exchange Online Archiving for $3 per user.

    Workaround: Exchange Online Plan 2 ($8 per user, email only) is another route to litigation hold.

  • No catch-all address described

    The domains, alias and Exchange limits pages describe aliases (300 or 400 per user) and up to 5,000 domains, but not a catch-all address for a domain.

  • Refunds and seat cuts within 7 days

    On Microsoft Customer Agreement billing, a prorated refund and licence reductions are possible only within 7 days of buying or renewing; annual plans paid monthly are charged for the rest of the term.

    Workaround: Monthly commitment plans cost 20% more but run month to month.

  • The Teams-free plans have no meetings

    Business Basic (no Teams) at $5.40 has no video meetings; Business Basic with Teams is $7 and records meetings.

    Workaround: Teams Essentials is sold on its own at $4 per user.

Pricing reality

Microsoft bills per user per month, for up to 300 users across all Business plans. For our scenario, Business Basic (no Teams) already gives each user a 100 GB mailbox and 1 TB of OneDrive, so 5 users cost 5 × $5.40 = $27 a month on annual terms (computed), before tax; with Teams it is $35. Month to month the same seats cost 20% more. Costs rise with Business Standard ($14, desktop apps), Business Premium ($22, litigation hold, eDiscovery, Intune, Defender) and add-ons: Exchange Online Archiving $3, Defender for Office 365 P1 $2, Intune P1 $8, Copilot Business $21 ($18 in the first year until Dec 31, 2026) and Teams Premium $10. Basic and Standard prices rose on July 1, 2026, and existing customers see them at their next renewal.

Exit path

Each user can export mail, calendar and contacts to a PST file in classic Outlook, contacts as CSV and calendars as ICS, and IMAP and the Microsoft Graph mail API are on every plan. Admin export across mailboxes is eDiscovery (Standard) on Business Premium. After a subscription expires, data stays accessible for 30 days, then to admins only for 90 more; deleting a subscription deletes OneDrive and SharePoint data at once. A custom domain must be removed before cancelling.

Compared with

Choose it if

  • Your team works in Outlook and desktop Word, Excel and PowerPoint.
  • You want 100 GB mailboxes and shared mailboxes without extra licences.
  • You need a HIPAA BAA and SOC 2 and ISO 27001 coverage without a sales call.

Look elsewhere if

  • You need a catch-all address for your domain.
  • You want a refund or fewer seats after the first 7 days of an annual term.
  • You need eDiscovery export without Business Premium.

Bottom line

From its public pages, Microsoft 365 gives a large mailbox and 1 TB of OneDrive per user at a low price, with shared mailboxes, an audit log and a BAA on Business Basic. Retention and eDiscovery sit on Premium or add-ons, and refunds and seat cuts are limited to 7 days.

Plan limits at a glance

LimitAs recorded
Billing unitPer user per month; up to 300 users across all Business plans
Free optionNo free plan; one-month trial for up to 25 users, credit card required
Reference scenario (5 users, annual)$27/mo on Business Basic (no Teams) ($5.40 × 5), computed; $35 with Teams
Month-to-month price$6.48 per user on Business Basic (no Teams); $8.40 with Teams
Storage per user100 GB mailbox + 50 GB archive and 1 TB of OneDrive (1.5 TB archive on Premium)
Domains, aliases and catch-allUp to 5,000 domains, 300 to 400 aliases per user; no catch-all stated
Office appsOffice for the web and mobile on Basic; desktop apps from Standard
Video meetingsTeams for 300 with recording in the plans with Teams
Retention and eDiscoveryLitigation hold and eDiscovery export on Premium ($22); archiving add-on $3
SOC 2 / ISO 27001Office 365 in SOC 2 Type II and ISO 27001 scope (Service Trust Portal)
HIPAA BAAIncluded in the data protection addendum by default
EU data storageEU Data Boundary for EU and EFTA sign-ups
SAML SSOSingle sign-on for apps with Entra ID on every plan
Mailbox exportPST from classic Outlook per user; admin eDiscovery export on Premium

Read from the vendor's public pages on Oct 16, 2026. No hands-on run is published yet. How we check

Microsoft 365 Business lists 4 plans. The cheapest paid plan, Business Basic (no Teams), annual commitment, costs $5.40/user/mo.

  • Microsoft 365 Business
    Business Basic (no Teams)
    $5.40/user/mo
    Annual commitment; $6.48 month to month
    • Exchange mail on your domain, 100 GB mailbox + 50 GB archive
    • 1 TB of OneDrive per user
    • Word, Excel, PowerPoint and Outlook for web and mobile
    • No Teams meetings
  • Microsoft 365 Business
    Business Basic
    $7.00/user/mo
    Annual commitment; $8.40 month to month
    • Everything in Business Basic (no Teams)
    • Teams meetings for up to 300 people, with recording
    • Shared mailboxes up to 50 GB without a licence
  • Microsoft 365 Business
    Business Standard
    $14.00/user/mo
    Annual commitment; $16.80 month to month; $10.79 without Teams
    • Desktop, web and mobile Office apps
    • 100 GB mailbox + 50 GB archive, 1 TB of OneDrive
    • Teams meetings with recording
  • Microsoft 365 Business
    Business Premium
    $22.00/user/mo
    Annual commitment; $26.40 month to month; $18.79 without Teams
    • Litigation hold, retention policies, 1.5 TB auto-expanding archive
    • eDiscovery (Standard) with hold and export
    • Intune, Entra ID P1 and Defender for Office 365 P1
    • Data loss prevention for email and files

Prices as listed, USD, excluding tax; observed 2026-10-16.

Source: microsoft.com pricing page. Prices change; the observed date above is when our agent read them.

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