HR and payroll software · Comparison
Deel vs Gusto vs Justworks vs Rippling
4 products compared side by side: what you pay for with each one first, then the five access facts, entry prices, recorded plan limits and the bottom line of each review. The evidence note under the table says how each product was checked.
Side by side
| Metric | Deel | Gusto | Justworks | Rippling |
|---|---|---|---|---|
| What you're paying for | Built-in reachPay US employees, contractors abroad and employees hired through an employer of record from one platform, each with a published price. | Worth the priceFull-service US payroll with tax filings, onboarding and benefits administration at a published monthly price, with no long-term contract. | Worth the priceLow-cost multi-state payroll for small US teams, with a PEO path to group health benefits when you need it. | Saves engineering timeOne employee record that drives HR, payroll, benefits, devices and app access, with a long list of audits behind it. |
| Overall score | 6.3 | 6.3 | 5.6 | 3.3 |
| Free option | Paid only | Free trial | Paid only | –Not measured |
| Card to start | –Not measured | –Not measured | –Not measured | –Not measured |
| Getting access | Sales call required | Self-serve | Self-serve | Sales call required |
| Starter priceCheapest paid plan | $22/employee/mo | $49/mo + $6/person | $50/mo + $8/employee | $8/employee/mo + base fee |
| Pricing model | Per seat | Seat + usage | Seat + usage | Custom quote |
| Pricing page | Public prices | Public prices | Public prices | Prices hidden |
| Billing unit | Per employee or contractor per month; activation through a quote | Monthly base fee plus a price per active person; US contractors billed only in months they are paid | Payroll: monthly base fee plus a price per employee; PEO: per employee, no base fee | Per employee per month plus a monthly base fee, by custom quote |
| Free option | No free plan or trial; free demo | Free account to set up and onboard; billing starts with the first payroll | No free plan or trial stated | None stated; 6 months free for eligible US VC-backed startups |
| Reference scenario (10 employees, one state) | $220/mo on HR + US Payroll Core ($22 × 10), computed | $109/mo on Simple ($49 + $6 × 10), computed | $130/mo on Payroll ($50 + $8 × 10), computed (prices as of May 21, 2026) | Not priced: payroll by custom quote |
| Multi-state payroll | All 50 states, self-serve or managed | Plus ($80 + $12 per person) | Included on every plan | Stated (registration and filing in all 50 states); price by quote |
| International hiring | Contractors $49/mo each; EOR $599 per employee | Contractors in 120+ countries, per-payment fee; no employer-of-record service listed | Contractors $39 each; EOR $599 per employee on PEO plans | Global payroll, EOR, global contractors (185+ countries); by quote |
| PEO option | PEO Starter $110, PEO Pro $120 per employee ($125 on another card) | None listed | PEO Basic $79, PEO Plus $109 per employee | Rippling PEO, by quote |
| SOC 2 / ISO 27001 | SOC 2 Type II and ISO 27001 | SOC 1 and SOC 2 reports (type not stated); ISO 27001 not stated | Not stated on the pages we read | SOC 1 and SOC 2 Type II; ISO 27001, 27018, 42001; CSA STAR Level 2 |
| Contract terms | Month to month per the pricing FAQ | Month to month, cancel anytime | Not stated; first year of PEO fees can be prepaid | Not stated on the pricing page |
| Data export | Reports as CSV, PDF or Excel; REST API | Reports as CSV, PDF or Excel; a payroll data export workbook per year | Each payroll downloads as CSV | Reports and a documented REST API with customer API tokens |
| Bottom line | From its public pages, Deel is the broadest published price list here for paying people in the US and abroad, with SOC 2 Type II and ISO 27001. US payroll costs more than Gusto or Justworks for 10 people, activation goes through sales, and a few cards disagree on PEO prices. | From its public pages, Gusto is the clearest buy here: full-service payroll with HR basics from $109 a month for 10 employees, month to month. Multi-state payroll needs Plus, and there is no employer-of-record or PEO option on the pricing page. | From its public pages, Justworks pairs low-cost multi-state payroll with a priced PEO path. Its score is held back by a security file and API that its pages do not state, and its pricing page could only be read in a May 2026 archive copy. | From its public pages, Rippling offers the widest platform and the strongest compliance file in this group, but no published price for payroll or any module. Its score reflects what the pages commit to; a quote is the only way to compare its cost. |
Evidence: Deel: facts checked 2026-10-16 from its public sign-up and pricing pages, no completed hands-on run; Gusto: facts checked 2026-10-16 from its public sign-up and pricing pages, no completed hands-on run; Justworks: facts checked 2026-10-16 from its public sign-up and pricing pages, no completed hands-on run; Rippling: facts checked 2026-10-16 from its public sign-up and pricing pages, no completed hands-on run. Prices in USD as listed, excluding tax. "–" means not recorded.
When to pick each
In the words of each review, with the date its facts were checked.
From our Deel review
Checked Oct 16, 2026- Pick Deel when
- You pay people abroad or hire through an employer of record, or need SOC 2 Type II and ISO 27001 stated.
- Pick Gusto when
- You only pay US staff and want a lower price ($109 vs $220 a month for 10, computed) and online sign-up.
From our Deel review
Checked Oct 16, 2026- Pick Deel when
- You want an employer of record without moving to a PEO plan.
- Pick Justworks when
- You want a lower US payroll price ($130 a month for 10, computed) and an online sign-up.
From our Deel review
Checked Oct 16, 2026- Pick Deel when
- You want published prices for payroll, contractors and EOR.
- Pick Rippling when
- You also want device and app management on the same employee record.
From our Gusto review
Checked Oct 16, 2026- Pick Gusto when
- You want the lower 10-employee price ($109 vs $130 a month, computed) and built-in performance reviews on a published plan.
- Pick Justworks when
- You need multi-state payroll on the entry plan, or a PEO plan for access to group health benefits.
From our Gusto review
Checked Oct 16, 2026- Pick Gusto when
- You want to sign up online and pay month to month without a quote from sales, at about half Deel’s 10-employee price.
- Pick Deel when
- You hire employees abroad through an employer of record, or need SOC 2 Type II and ISO 27001 on the public page.
From our Gusto review
Checked Oct 16, 2026- Pick Gusto when
- You want prices you can read before talking to anyone.
- Pick Rippling when
- You want HR, payroll, IT and finance in one system and are ready for a custom quote.
From our Justworks review
Checked Oct 16, 2026- Pick Justworks when
- You employ people in more than one state and want multi-state payroll on the entry plan.
- Pick Gusto when
- You want built-in performance reviews, a free account before the first payroll, or the lower price ($109 vs $130, computed).
From our Justworks review
Checked Oct 16, 2026- Pick Justworks when
- You want US payroll for less ($130 vs $220 a month for 10, computed) and an online sign-up.
- Pick Deel when
- You need an employer of record without a PEO plan, or SOC 2 Type II and ISO 27001 stated.
From our Rippling review
Checked Oct 16, 2026- Pick Rippling when
- You want HR, payroll and IT on one record and the audits to back it, and can work with a quote.
- Pick Gusto when
- You want published prices and month-to-month terms, from $109 a month for 10 employees (computed).
From our Rippling review
Checked Oct 16, 2026- Pick Rippling when
- You also want device and app management from the HR record.
- Pick Deel when
- You want published per-employee prices for US payroll, contractors and EOR.
Entry price
Baseline: each product's cheapest paid plan, per month. Included usage differs, so read the line under each price.
- DeelDeel Payroll: US$29/employee/moSelf-service; managed payroll priced by quote
- Payroll across all 50 states
- Federal, state and local tax filings
- W-2, W-4 and new-hire reporting
- Built for fewer than 200 US employees
- GustoLowest priceSimple$49/moPlus $6 per person a month
- Full-service payroll in one state, unlimited payroll runs
- Federal, state and local tax filings and payments
- Time off, offer letters with e-signature, digital I-9s and W-4s
- Time tracking add-on at $6 per person
- JustworksPayroll$50/moPlus $8 per employee a month (pricing page, Internet Archive copy of May 21, 2026)
- Multi-state payroll, tax filings, W-2 and 1099 filings
- Online onboarding, PTO management, basic timecards
- Phone and chat support
- Health insurance add-on at $8 per benefits-eligible employee
- RipplingRippling platformFrom $8/employee/moPlus a monthly base fee; total by custom quote
- Products chosen as modules
- Per-employee pricing for most products
- Startup program: 6 months free for eligible US VC-backed startups
Prices as listed on each pricing page, in USD per month, excluding tax. Observed: Deel 2026-10-16, Gusto 2026-10-16, Justworks 2026-10-16, Rippling 2026-10-16.
Which one fits
- If you need to start today without a sales call
- GustoSelf-serve sign-up; the highest score of the 2 self-serve products here (6.3/10).
- Lowest starter price
- Rippling$8/employee/mo + base fee for the Starting price; custom quote plan.
Picked by fixed rules from the table above, not by hand. How we score