Payments and billing · Comparison
Braintree vs FastSpring
2 products compared side by side: what you pay for with each one first, then the five access facts, entry prices, recorded plan limits and the bottom line of each review. The evidence note under the table says how each product was checked.
Side by side
| Metric | Braintree | FastSpring |
|---|---|---|
| What you're paying for | Worth the priceCards, PayPal and Venmo through one gateway, with the lowest card fees in our scenario: $368 on $10,000 a month, subscriptions included. | Compliance includedFastSpring becomes the seller of record: it collects and remits sales tax and VAT, runs subscriptions and handles fraud and chargebacks for one quoted rate. |
| Overall score | 7.5Best | 5.3 |
| Free option | –Not measured | Free trial |
| Card to start | –Not measured | –Not measured |
| Getting access | Approval wait | Self-serve |
| Starter priceCheapest paid plan | 2.89% + 29¢/card transaction | Quote/transaction |
| Pricing model | Usage-based | Custom quote |
| Pricing page | Public prices | Prices hidden |
| Model | Payment processor; you are the seller | Merchant of record |
| Base fee | 2.89% + 29¢ per US card | Quoted revenue share; no published rate |
| $10,000/mo scenario | $368 (3.7%), computed | Not computable; priced by sales |
| Sales tax and VAT filing | Yours; no tax product offered | FastSpring collects and remits |
| Dispute fee | $15, not refunded if won | $20 per chargeback or prevention alert |
| Payouts | Every weekday (US accounts) | Twice a month by default; weekly or monthly; $100 minimum |
| Charge currencies | 130+, one merchant account per currency | 36 |
| Team access | Custom roles, SAML SSO, SCIM, 2FA required | Ten predefined roles, 2FA, Okta (OIDC) or Google SSO |
| Card export if you leave | Documented, free, to a PCI-compliant gateway | Not documented; data returned in a standard form |
| Security reports | PCI DSS Level 1 service provider; no SOC 2 stated | PCI DSS, SOC 2 Type 2, SOC 3 |
| Bottom line | From its public pages, Braintree has the lowest fees in our scenario and strong access controls and exit terms. It leaves tax entirely to you and takes an application before you go live. | From its public pages, FastSpring is a full merchant of record with strong B2B tools and security reports, but its rate is quoted by sales, so its cost cannot be compared here before a call. |
Evidence: Braintree: facts checked 2026-10-15 from its public sign-up and pricing pages, no completed hands-on run; FastSpring: facts checked 2026-10-15 from its public sign-up and pricing pages, no completed hands-on run. Prices in USD as listed, excluding tax. "–" means not recorded.
Entry price
Baseline: each product's cheapest paid plan, per month. Included usage differs, so read the line under each price.
- BraintreeCards and digital wallets2.89% + 29¢/transactionUS standard rate; custom flat or interchange-plus pricing for established businesses
- +1% for cards issued outside the US
- +1% when presented in a currency other than USD
- $15 per chargeback
- Recurring Billing, no separate fee listed
- FastSpringRevenue shareContact salesFlat rate set by transaction type and volume; no minimum volume; fees withheld from payouts
- FastSpring as merchant of record
- Sales tax and VAT collected and remitted
- Subscriptions, checkout, B2B invoicing and quotes
- Fraud prevention and chargeback handling
Prices as listed on each pricing page, in USD per month, excluding tax. Observed: Braintree 2026-10-15, FastSpring 2026-10-15.
Which one fits
- If you need to start today without a sales call
- FastSpringSelf-serve sign-up; the only one here you can use right after signing up.
- Highest overall score
- Braintree7.5/10 (Good). The review shows the score breakdown and the run behind it.
Picked by fixed rules from the table above, not by hand. How we score
Full reviews
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